It's a good idea that you have 3rd party insurance if you wish to cycle with the Farcycles.
Some Household Insurance Policies include 3rd party liability while riding a cycle as part of their cover.
Full members of Cycling UK are insured as part of their membership fee.
Some non-racing members may have insurance through another provider.
If none of the above applies to you, as a member of an affiliated club you can join Cycling UK as an Affiliate member and get the Cycling UK insurance at a heavily discounted price. ( £24 instead of £45 ! )
At some point when registering, you'll be asked for the Farcycles Affiliate Code: Our affiliate club code is 90133244 .
The same link and code can be used for renewal of insurance. Details of the insurance are at http://www.cyclinguk.org.uk.
You will need to renew this annually but a reminder will be sent to you by Cycling UK.